See your bills
before they hit.
Rent, subscriptions, insurance, taxes — know what's due this week, next month, next year. No bank logins, works offline.
"I already have a system"
Most people manage bills with one of these. All of them break eventually.
- × Works until you have 10+ bills
- × Forget one — get a late fee
- × Constant low-key stress
- × No amounts, just "pay electricity"
- × No total picture of the month
- × Have to create each one manually
- × You have to maintain it yourself
- × No reminders when payment is due
- × Gets outdated fast
- × Shows what happened, not what's coming
- × Doesn't know your Netflix price went up
- × Can't simulate "what if I cancel this?"
- × Not available for variable bills
- × You lose track of price increases
- × Can overdraft if timing is off
What StediPay does instead
Shows what's coming, not what already happened. You control what's tracked.
You add what matters
No bank connection. You decide what to track. Your bank doesn't know you're canceling the gym next month.
See the future, not the past
12-month forecast. Know about expensive months before they hit. Simulate changes before committing.
Stays on your device
Everything stored locally. No cloud account required. Works offline.
Built for planning sessions, not quick glances. Desktop app.
The guessing game
Without tracking, monthly spending is just a guess. Forgotten bills lead to overdrafts.
Your payment calendar
See every payment coming. Day by day.
Netflix Subscription
Electric Bill
Spotify
Gym Membership
Rent Payment
See what's coming
Spikes are expensive months. You'll know ahead of time.
What-if scenarios
See what happens before you spend.
Adding $2,400 in March puts you $400 over your usual capacity.
Try April instead?
How people
use it
Real scenarios from everyday planning.
Can I afford this?
Add a $1,200 laptop to April. See if your budget still fits. If not, try May.
Weekly check-in
Open the calendar. Check what's coming. Snooze what can wait. Done in 30 seconds.
No surprises
Car insurance in March. Annual fees in July. You'll see them months ahead.
Cut subscriptions
Toggle off Netflix + Disney + HBO. See the annual impact instantly.
The Setup
First time takes work. After that — minimal.
The Audit
30 min once — then you're set for the yearGo through bank statements. Check email receipts. Gather everything that repeats — rent, utilities, insurance, subscriptions, annual fees.
Add Your Bills
15 minEnter your recurring payments. Monthly, annual, irregular — all of them. Set amounts, dates, categories.
Keep It Updated
OngoingNew subscription? Add it. Price changed? Update it. Canceled something? Remove it. Takes seconds.
30 minutes once — then you're set for the year
Your finances are yours.
Not ours. Not anyone's.
No account, no cloud
Download, use, done. Your data stays on your device.
Sync is your choice
Share with family or keep devices in sync. Same passphrase, shared access — end-to-end encrypted. Even we can't read it.
Calendar on your terms
Push payment dates to Google Calendar. You control what's visible — full details, names only, or just "Payment due." One-way sync: we never read your calendar.
We know nothing
No bank connections. No analytics. No tracking.
"I have bills that aren't on autopay — rent, utilities, some subscriptions. Easy to miss a due date. And then there's yearly stuff — insurance, domains — that I forget exists. StediPay shows both: what's due this week and what's coming later. Works offline, no logins."
See your total.
Free for personal use. No trial. No limits. No account needed.